Your money, simplified

Track spending, split expenses with friends, and stay in control. Your personal finance tracker that fits your life.

Coming soon on iOS & Android

Everything you need to stay on top of your money

Track spending & income

Log expenses and income by category and date. See exactly where your money goes, day by day or over time.

Split with friends

Add friends and split bills easily. See who owes you and who you owe, with clear settled and unsettled balances.

Chat-style finance

A conversational interface: log or ask in plain language. Your transactions appear in a simple, chat-like view so finance feels light and clear.

Multi-currency

Track in your preferred currency — PKR, USD, EUR and more — so everything stays consistent for you and your friends.

Reports & insights

Get a clear picture with reports and summaries. See spending patterns and stay on top of your finances.

Voice input

Log expenses by voice when you're on the go — quick and hands-free.

Track spending. Split with friends. Stay in control.

Log expenses in a chat-style view, see balances with friends, and get a clear picture of your finances.

Be the first to try Spendiko

We'll notify you when the app is live.

Get in touch

Have a question or feedback? Reach out by email.